Category Archives: Finance

David Giertz: Social Security and Retirement

David Giertz, former president of the sales division of Nationwide Financial, has more than thirty years under his belt of experience in the financial service industry. Having graduated from Milikin University with a Bachelor of Science degree and from the University of Miami with a Master’s degree in Business Administration, he joined Nationwide in 1999 after spending ten years in Citigroup.

He is now based in Dublin, Ohio, for Nationwide Life Insurance and is a registered FINRA broker in eighteen states. David Giertz has increased the profits of Nationwide Financial’s Ohio division by over six billion dollars, due to his creative strategies. He is known for innovation, excellence and his hard work.

When a recent survey revealed the number of retirees not being properly informed about their Social Security, David Giertz responded with some enlightenment. He pointed out the problem of complexity; the Social Security program rules are now so numerous that most advisors feel overwhelmed learning them, even more to go through them with their elderly clients. The financial advisors need to discuss the program with their clients, however; a lot of retirees can lose money by not understanding it, or not preparing a backup income. The Social Security can provide 40 percent of some retirees’ income; but a retirement plan is still needed to cover the other 60 percent.

Another problem is jumping the gun on retirement; by going into retirement and claiming Social Security before full retirement age, the income can be held taxable against the client. But if some patience is applied, and the client waits until full retirement age, then the Social Security benefits will grow substantially each year. David Giertz commented on the importance of giving full thought to Social Security before retirement, and creating the retirement plan that will maximize Social Security benefits.

US Money Reserve Launches New Website

U.S. Money Reserve has recently launched a new design for its website. The new website will now have a more user friendly template for visitors to enjoy. With the new website template, U.S. Money Reserve will now have a much improved presence on the internet. With the new site known as, the organization will now have a source that people can look at who are interested in learning more about precious metals, economics and finance topics about investment options. As well as offering more information on precious metals, U.S. Money Reserve will now look to use its site to more effectively promote its core values of trust, and commitment to providing the very best customer service available. The new site features photos of various precious metals such as gold coins as well as images of the President of US Money Reserve Philip N Diehl.

One of the individuals who played a significant role in developing the new website for the organization is Ryan Buchanan. He is the Vice President of Brand and Creative who looked to make the site more responsive and informative to visitors. With this new design, Buchanan believes that it will provide some of the best quality precious metals content available. One of the best things about this site is that it will offer improve interaction with investors who are looking to get more detailed information about a number of different kinds of precious metals. They will now be in position to get more comprehensive information about gold coins, gold bullion and silver currency units.

When visiting the new U.S. Money Reserve website, investors will get to see the new growing online shop. The new shop provides a list of competitive prices on numerous precious metal units. Visitors will have the opportunity to examine the cost of many different gold and silver bars, bullion and coins. Individuals who are looking to get coins will be sure to take advantage of ones that are certified. This allows investors to be sure that they are getting precious metals that are legitimate. As well as getting access to the selection of precious metals, investors can also access the gold information kit and the knowledge center. Both of these things provide them with valuable information about the various precious metals available. The new site by U.S. Money Reserve also provides Client Connect Advantage which allows investors to more easily interact with the site. They will be able to get one on one consultations which will give them any help they need when making a decision of purchasing precious metals from the site.

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Equities First Holdings: Specializing In Stock Based Loans

Equities First Holdings is an acknowledged loan provider in the world. In the recent past, the company recorded double-digit growth in the use of stock-based loans. For the company, they are now ranked among the fastest growing companies in the United States after recording a growth of $40 million dollars. For over 14 years of operation in this industry, the company has attained significant growth. For this reason, the use of stock-based loans has been adopted on a massive scale as the better option in this industry. Equities First Holdings also provides alternative sources of finance using stocks as collateral. For you to secure a loan with the company, you must have a substantial amount of inventory in any company. You will, therefore, submit the stocks for allocation of fast working capital. The use of stock-based loans has a non-purpose feature that lets you qualify for the loan without stating the intended purpose.

Equities First Holdings is one of the most prominent companies dealing in the use of stock-based loans, for the company, they have also realized that the intake of the stock-based loans has been multiplied during the harsh economic crisis. For this reason, people engage themselves in the working of solutions that can only be developed in a manner that depicts the true nature of the industry. For you to meet your personal growth, you must be entitled to the use of stocks as collateral.

During the harsh economic crisis, banks normally cut down their lending capabilities they also increase their interest rates to amounts that scare away most of the applicants. For this reason, they turn to the net best option that is the use of stock-based loans. Equities First Holdings has also been adopted as the most trusted company issuing fast working capital in a manner that is not depicted in the industry. for more.

The Rapid Growth of Nexbank

There are a lot of banks that people can consider for their banking needs. I have been fortunate enough to discover the up and coming Nexbank banking institution. It is an organization that is leading the way for a plethora of people that are trying to maximize their banking services.

Nexbank is a competitive bank that offers competition interest rates, and that is why there is a surge in revenues for the 4th quarter. Things are looking pretty strong for this company because there are so many customers that are discovering this bank.

A large part of the reason for the growth has much to do with the amount of advertising that NexBank has been doing. There are a ton of different banks for people to consider, but the ones that peak in the 4th quarter the way that NexBank has are the ones that promote heavily. As a native of Texas I have seen the sponsorship that NexBank has for lots of events. I recently saw a sponsorship for Lemonade Day in Greater Dallas by NexBank. I have also seen tons of promotion posters fort the financial services that are offered by NexBank.

This financial services institution is on the rise, and a lot of people are noticing the service that this organization provides. My personal experience is based on stellar service that I have with this company. I look the website, and I think that this is one of the most convenient companies for things like money market and checking accounts.

A lot of growth is coming from the investment banking and commercial banking that is done here in Texas. NexBank has the potential to grow substantially because Texas is a state that is growing substantially. The financial reports for NexBank are a clear indication of this.


Madison Street Capital Presents Hedge Fund OutLook For 2016

Madison Street Capital, a well known global investment banking firm, launched the review for the 4th edition of its hedge fund industry. In the report Madison Street Capital addresses M&A opportunities and transaction activity. Due to the wave of activities and transactions in the fourth quarter of 2015, along with other critical factors, Madison Street Capital predicts that 2016 will be a successful year for hedge fund M&A.

Looking for a reputable investment banking firm? Wondering why Madison Street Capital is regarded as one of the most reliable investment banking firms in the industry?

Madison Street Capital has been around for many years and comes highly recommended due to its excellent financial services solutions. The company has great expertise in identifying and utilizing the best strategies to ensure maintenance of value for a failing business. In addition, Madison Street Capital considers the interests of creditors and lending institutions.

As a well established investment banking firm with a great reputation, Madison Street Capital provides various financial solutions, allowing them to instantly develop the most effective solutions to the most challenging or difficult situations, such as reorganization, sales, mergers and capital restructure.

The firm understands the challenges and the intricacies of reorganization of a company from conception through pre- and post-planning with creditors, lenders, suppliers, and the legal system. Completing a transaction is a complex process, so selecting the best or most effective investment or financial solutions strategy requires great expertise and experience such as as that provided by the professionals at Madison Street Capital.

The financial and investment professionals at Madison Street Capital are well versed in organizational realignment, crisis management, workouts, and recoveries, and loan restructuring, among other areas.

The various services offered by the experts at Madison Street Capital are focused on stabilizing business operations, and restoring important relationships with vendors and creditors while developing an effective and efficient restructuring strategy.

When it comes to getting advice or guidance for investment matters or other financial management issues, it’s imperative to go with a firm with a team of highly qualified professionals. That’s why it is advisable to choose Madison Street Capital if you want reliable advice and top notch guidance. When you have a reputable investment banking firm like Madison Street Capital on your side, you can rest assured that you will receive the best possible return on investment.

To learn more about the benefits of choosing Madison Street Capital, simply visit their website and get in touch with their financial experts.

Madison Street Capital maintains office locations in North America, Asia and Africa. Their services include providing clients with professional financial advisory options, valuation services, expert financial opinions, and merger and acquisition proficiency.


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Madison Street Capital: Choosing A Reliable Investment Banking Firm

When it comes to choosing someone or a company for investment advice or other financial service, it’s imperative that you choose carefully. The first step is to research and find a company that is well known for rendering high quality services to clients. With so many firms out there promising to provide you with the service you need, it can sometimes be a challenging task to make a decision.

Madison Street Capital is well known in the investment banking arena. As a reputable international investment banking firm, Madison Street Capital is fully committed to integrity, excellence service and effective leadership. The company has great expertise in the financial services field and provides services that include corporate financial advisory services, private placement memorandums, merger and acquisition expertise, finance and valuation services to publicly and privately held businesses.

Madison Street Capital is based in Chicago, and specializes in corporate finance advisory including mergers and acquisitions, Mezzanine capital raise, and financial restructuring. Their business financial services offer excellent solution to those who need proper guidance from business funding to obtaining growth capital. Their professionals will help you secure capital and finance properly, enabling your business to expand and become successful. Their international financial services come highly recommended and are unparalleled. Madison Street Capital encourages you to contact them for any questions or concerns you may have. They can be reached today at 312-529-7000.

Madison Street Capital has an exceptional credibility and reputation and comes highly recommended in the financial industry due to their impressive service. The company has qualified and experienced professionals who are highly dedicated to ensuring complete satisfaction of the client. Madison Street Capital receive numerous positive reviews and comments from people around the world.

Even if you can learn something relating to investing from friends, loved ones and other individuals you know, you really have to consult with an experienced professional concerning your investment strategies and objective. Find someone who is absolutely well-informed about financial matters and money management, adequately credentialed, and, most importantly, works for an established investment firm.

Most people choose Madison Street Capital because of the excellent services and honest advice they offer to clients. Madison Street Capital has been rendering top notch advice and guidance in the industry for many years and has established a great track record. Get in touch with Madison Street Capital, and you can rest assured that you are in good hands.

Madison Street Capital

Recently the National Association of Certified Valuators and Analysts recognized Anthony Marsala as among the top finance professionals under 40 years old. Marsala is the co founder and Chief Operating Officer of the investment firm Madison Street Capital. The association based its criteria on leadership and accomplishments and Marsala was among the very top professionals in the financial sector. It was a hard decision for the association because there were many candidates that stood out but Anthony Marsala made the cut and established himself as someone who is among the best at evaluating businesses and in investment banking.

Marsala is the co founder and chief operating officer at Madison Street Capital which is a leading financial services company. As chief operating officer, he has been a key in leading as well as managing the firms presence throughout the world. In fact he has firmly established a considerable presence in regions of the world such as Africa, Europe and Asia. As well as establishing a presence in other areas of the world, Marsala is also in charge of due diligence and overseeing analytical teams that valuate businesses for the corporate finance and merger and acquisition clients for Madison Street Capital.

At Madison Street Capital, Anthony spends most of his time on the process known as business valuation along with corporate finance and mergers and acquisitions. During his career he has done and evaluated a number of industries as well as companies to help determine the best overall financial strategy for them to undertake. Over the course of his career, Marsala has worked with companies in a number of sectors including energy, technology, medical devices, biotech, pharmaceutical, food and agriculture and wholesale distribution.

In terms of the company Marsala is a part of, he is a top executive of Madison Street Capital. This is an investment banking firm that commits itself to strong values such as integrity, leadership, along with general excellence. The firm specializes in providing corporate financial advisory, mergers and acquisitions and valuation services to both public and private sector businesses. With these services, clients of the firm are in great position to succeed and reach their full potential. Madison Street Capital makes it a top priority to reach the goals of its clients as the clients goals become the firms as well. With services such as financial advisory and raising capital, Madison Street Capital makes it a priority to help clients get the most out of their financial management as well as improve their overall growth as well.

Source: Chicago Tribune

Is Gold Still The Smart Money?

Many investors approach the concept of gold investments with fear. Although the concept of gold is nothing new, there has never been a more turbulent time in the world economy. Because of this turbulence, many are questioning whether investing in gold is sound advice. More and more, questions are being asked surrounding the legitimacy of gold as an investment.

Over the past two years, we have heard plenty of stories of how entire countries are purchasing more gold. But in the United States, you hear talk of just the opposite. Many pundits have shunned gold as an investment. Some have even gone so far as to say gold is a worthless investment at the present time. But with only a bit of observation and common sense, it is clear that a move toward gold purchasing is beginning in the markets.

Some experts speculate that there will be a bear rally that will drive the price of gold higher than its current rates. They estimate that this run will boost the value of gold anywhere from 10% to 30%, and they speculate that this bear run could occur sometime within the next 3 to 6 months. The combination of a bear market with a slowing in gold market demand could rally the price of the precious metal significantly. It is likely that a drop-off in bearish speculation will affect the prices of gold, and investors in the know estimate that gold will reach a price of between $1100-$1300 within the next 6 to 9 months.

Now is the time to consider investing in gold. If you have invested in the past, now is the time to consider doubling down your investment efforts. With the upcoming fluctuations and changes in the market, within a year gold will become an incredible investment. One should seek out a knowledgeable company that has significant know-how in all sorts of gold and precious metals investments.

Companies, such as the US Money Reserve was created to help individuals and corporate entities with gold and precious metal investments. US Money Reserve employs over 100 people specializing in various areas of gold and precious metal investments, including appraisals, gold research, and other fields. The company also specializes in specific coin investment vehicles, including mints that are authorized by the U.S. Congress. They specializes in coins from different parts of the world. If there is money to be made from gold coin investment, they have the experience and know-how to guide the consumer to make an informed choice.

For whatever reason, there are people who are trying to dissuade individuals from purchasing gold. With the help of companies such as US Money Reserve, individual investors do not need to be concerned about the validity or value of their purchases. With the company’s expertise and years of market experience, even the beginning investor can find a coin-based investment vehicle that matches their desire and needs.

Ken Griffin

Kenneth Griffin is an American hedge fund manager and self-made billionaire. At the age of 46, he is worth an estimate twenty-five billion dollars in investment capital. He is the founder and Chief Executive Officer of Citadel, Limited Liability Company. Kenneth Griffin earned his Bachelor degree in Economics from Harvard University.

In 1986, in his freshman year of college, he began trading in his dorm room at school, after reading a copy of Forbes magazine. During his second year of college, he started a convertible bond arbitrage focused hedge fund. His early success helped him launch a second fund, and in 1989 he graduated from Harvard University. In 1990, he created Citadel, Limited Liability Company, with $4.6 million. The firm now manages twenty-four billion dollars in assets.

After college graduation, Kenneth Griffin joined the hedge fund, Glenwood Capital Limited Liability Company. Frank C. Meyer is an investor and the founder of Glenwood Capital Limited Liability Company; he financed Kenneth Griffin with $1 million to invest. Kenneth Griffin surpassed Meyer’s expectations. Frank Meyer made a seventy percent return on the investment, all due to Kenneth Griffin’s hard work.

Citadel, Limited Liability Group has a diverse portfolio, including Citadel, a leader in the industry of asset management. Citadel Securities, is a principal liquidity provider in the capital market of the United States. Citadel Technology is a value-added reseller for venture management technology.

The Company now employs more than 1,250 employees worldwide. The corporate office is located in Chicago, Illinois but also has offices located in San Francisco, London, New York, Hong Kong, Houston, Toronto, Greenwich, Dallas and Boston. In 2014, Kenneth Griffin was voted eighty-six on the top four hundred richest Americans list. In 2015, Citadel Limited Liability Company was voted an excellent place to work, because of its’ corporate culture.
Kenneth Griffin is an active advocate for academic causes that aid in improving the community. He currently sits on the Board of Directors of the Chicago Public Education Fund. He is also an outspoken proponent for charter schools. In October 2009, he and the Melinda and Bill Gates Foundation financed and supported the opening of a charter school in Chicago, named Woodlawn High School. Kenneth Griffin also funded a foundation that created the University of Chicago’s Early Childhood Center.

In February of 2014, Kenneth Griffin donated one hundred and fifty millions dollars to his alma mater, Harvard University. This was the largest gift that the University, had received from its’ alumni. His financial aid gift supports eight hundred undergraduate students a year. It created two hundred Kenneth Griffin scholarship awards. At the ten year anniversary of his graduation from Harvard University, Kenneth Griffin created a scholarship in the name of his grandfather, Wayne R. Gratz.

Igor Cornelsen Believes Investing Should Be a Personal Choice

Igor Cornelsen, the founder of Bainbridge Investments believes the changes seen in the economies of the world in recent years have led to a huge change in how investing takes place. Cornelsen believes these changes should continue and include the chance for investors themselves to take more control of their personal finances on a day to day basis. Igor Cornelsen isn’t claiming investors should ignore the advice and options presented to them by his fellow financial experts, he simply believes the rise of the Internet has made it possible for every investor to take more control of how their money is used.

The days of investing in a faceless hedge fund manager should be over in the eyes of Igor Cornelsen, which would see the power in the world of investing shifted back to the individual investor. Cornelsen believes that for too long the individual has been forced to blindly trust the investment choices made by those in a position of financial power. But, how does an individual investor know the decisions being made are the right ones for them? This is the question many are now asking as they see lower than expected returns on their investments and expanding access to investment news and options means members of the general public know more about the markets than ever before.

Igor Cornelsen believes it is a good idea to take a look around and decide on a number of different areas or industries to invest in to make sure the individual does not have their financial future placed in a single company or investment opportunity. This means questioning a financial adviser or investment professional about where the funds invested are being dispersed to in a bid to build more money. Cornelsen believes many investors will begin to see a whole new world of opportunities open up for them when they make a simple change and look at where their funds are being invested.

Alongside the need for a greater say in where funds are invested the financial expert from Bainbridge Investments believes a little research should be completed to make sure the choices being made are the correct ones. Igor Cornelsen believes any investor can spot signs of distress amongst the executives from a company that may be hiding problems within its hierarchy. Completing a simple Internet search will allow any potential investor to see how regularly the top executives at any company are departing their posts. A high turnover of executives is usually a sign that all is not well and the investor should steer clear of the investment opportunity.